7 Little Known Healthcare Facts of 2015

California healthcare options can be confusing. A lot of people have questions that never get answered, yet they are compelled to get the necessary health coverage. When it comes to healthcare, the facts can change from one year to the next.

The little-known facts everyone should know in 2015 are:

  1. The Affordable Care Act has allowed 30 million Americans to obtain affordable health insurance. In 2013, the number of uninsured was a staggering 41 million.

  2. There are still 12.3% of Americans that are uninsured. This figure only accounts for adults and does not account for children.

  3. Low income families may be approved for assistance with their healthcare costs. This is a little-known fact that causes many Americans to go without healthcare although they would have the majority, if not all, of their premium covered.

  4. There is a special enrollment period for any family that is eligible to enroll in the Children’s Health Insurance Program (CHIP). This is a program that is able available to children between the ages of 0 and 17.

  5. Children are able to remain on their parents’ insurance plans until the age of 26. This provision has allowed 2.5 million young adults to remain insured.

  6. Health insurance is a necessity due to the high costs of medical care. Nearly 62% of all bankruptcies in the country are a result of medical bills. Insurance alleviates these debts.

  7. The Open Marketplace is available all over the country. Every state offers an open marketplace, but the marketplace may be ran by the government or the state itself.

Not having healthcare is not a wise choice for any American. Obtaining much-needed coverage will lead to a healthier, longer life. With the affordability and ease of obtaining health coverage, millions of Americans are now able to afford adequate coverage.